June 22, 2017

Swag Codes: An Easy Way to Earn at Swagbucks ~ How to Earn at Swagbucks Series

Swagbucks offers dozens of ways to earn SB points towards free gift cards or Paypal.  One of the easiest is to enter daily Swag Codes.

Swag Codes ~ An Easy Way to Earn at Swagbucks

Each day Swagbucks offers a special code that when entered at their site gives anywhere from 2 to 10 points. They are usually issued in the afternoon and are most often only valid for one hour.  The way I find them is to check their Facebook postings.  Once a month they have a swag Code Extravaganza day where they offer a code every couple of hours and the total for the day is usually anywhere from 30 to 50 points (a point equals at least a penny towards gift cards).  Below is an image of my Swag Code activity for part of June.

This is hard to read, but regular codes are just words--often more than one but with no spaces between--with each word capitalized.  These codes are the same for every member and you can share them.  The other codes, words with a series of letters and numbers after them, are called "stealth" codes.  Each is only good for the person with that account.  Swagbucks will share a link on their Facebook page to the page with the stealth code.  You simply copy and paste it into the Swag Code box on the same page.

When you hover over the above Swag Code sign, found on the top center of any Swagbucks page, a box will appear below it in which you can type or paste the code.  We don't get every code, but we get many of them, and they add up nicely over a month to help us with our free gift cards and Paypal cash outs.

If you aren't already a member you can click this link to Join Swagbucks and Start Earning Free Gift Cards and Cash Today!

These instructions are from my experience on a laptop and are accurate at the time of posting.

Click this image to find all of the posts in this series.

Disclosure:  Links to Swagbucks in this post are my referral links.  Thank you for using my links.  By signing up under one of these links I will earn 10% of some of your earnings.

June 12, 2017

First Step to Saving on My Budget: Make a Budget

I shared earlier that I am beginning a journey of saving money on every category possible in my budget.  Because we have already cut back drastically over the years it is going to be hard to find any large savings, but if I can pinch pennies they will add up to dollars.  My plan is to have more to invest towards retirement, so my pennies added together making dollars invested should turn into hundreds, possibly thousands, of dollars by the time I need it.

My first step was to make a budget.  Years ago we kept a budget, but after we learned how to limit our spending we fell off of keeping track of each dollar spent.  To gain control again and see where we might be able to cut back I took the time to make a budget.  This also showed how much extra we have monthly to invest so we can get it right into the retirement account.

I enjoy organizing and designing, but I do not enjoy repetitive daily upkeep of things.  So sustaining my budget is going to be a real chore for me, but it will be a reminder to me that "the journey of a thousand miles begins with one step," or as I will be reminding myself, "the savings of a thousand dollars begins with one penny."

Do you keep a budget?  Do you record each dollar spent?

June 10, 2017

Swagbucks June Team Challenge ~ June 12 thru June 16, 2017

Swagbucks team challenges have been a fun way we earn more points (called SB) for free gift cards and cash. We have been on the winning team as well as the losing team, but any easy extra SB is always appreciated. It only takes a click to join and then we do our Swagbucks activities like normal and easily meet the requirements. Another benefit to the team challenges is the conversations of other team members at the bottom of the team page. I have learned a lot about earning more on Swagbucks from other team members.  The more you know the more you can earn! :)

To help make your June a little sweeter, Swagbucks is holding a fun team challenge to help you earn free gift cards! For those of you who don't know what Swagbucks is, it's a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web!  If it sounds too good to be true...it's not...I've done it for years and got the rewards as promised!

If you've never tried Swagbucks before because you didn't know where to begin, their Team Challenges are a great way to learn the ropes!

Their latest, the "Sweet Treat" Team Challenge, begins Monday, June 12th at 8 am PT.

Here's how you can join the challenge and the site:

1. Click here to join the challenge and be assigned to a team.
2. Starting June 12th at 8am PDT, in addition to earning SB you'll contribute points to your teams total as you complete different activities on Swagbucks.
3. Check back on the page often to see the scores and what you've contributed so far.

All members who participate and contribute at least 400 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate* on their next gift card! Members of the 1st place team will receive a 60 SB Swag Up Rebate, members of the 2nd place team will receive a 40 SB Swag Up Rebate, members of the 3rd place team will receive a 20 SB Swag Up Rebate, and members of the 4th place team will receive a 10 SB Swag Up Rebate.  Your SB Swag Up Rebate will be made available on Friday, June 16th and will expire on Friday, June 30th at 11:59 pm PT.

And if you are a new member signing up thru the links in this post and earn 300 SB points before the end of the month, you will receive and bonus of 300 SB points.

*Swag up rebates are SB applied to your Swagbucks' account when you cash in your current SB for a reward (gift-card or Paypal).

Note: Points in team challenges are different from SB you earn for activities. The points toward the challenge are of higher value than those for your account SB. For example: you may earn 1 SB for a Discover activity but may earn 15 points for the team. So 400 is not hard to earn. You can find a list of all available activities for earning points and how many for each on the team challenge page.

Check out more ways to earn at Swagbucks by clicking this link: How to Earn Free Gift Cards and Cash at Swagbucks Series.

Disclosure: Links to Swagbucks in this post are my referral links. Thank you for using my links. I also earned SB for sharing this promotion.

June 9, 2017

Spending Cash is Like Dandelion Seeds Blowing in the Wind

I was looking at images of dandelions the other day and saw one in seed stage with dozens of seeds blowing off in the wind.  Memories of childhood immediately flooded my mind--I loved to blow the seeds off the dandelion heads.  But then my mind switched back to real time and I could see the seeds as dollars in my budget blowing away quickly thru spending.

It is as easy to empty a wallet as it is to blow the seeds off of a dandelion; and the pleasure is often as short lived.  Once those dollars are spent it is impossible to gather them back into my wallet, just like the dandelion seeds blowing in the wind can never be put back on the dandelion seed head.  I believe I will never see another dandelion without being reminded to guard my budget from the "wind" of my spending.

Images from ClipArts.co.

June 7, 2017

June Swagbucks Referral Bonus Opportunity ~ Earn Up to 500 SB Point Bonus

It's summertime, and Swagbucks has brought a possible $5 bonus! Swagbucks is a rewards site where you earn points (called SB) for things you're probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, Walmart, or PayPal cash.  They offer dozens of different options to cash out for!

When you sign up through me this month, you can earn a $5 bonus! Here's how:

1. Sign up using this link

2. Earn 300 SB total before 7/1/17. You'll get a $3 (300 SB) bonus for it!

3. If you spend at least $25 through Swagbucks Shop* you'll get another $2 (200 SB) bonus on top of the cash back you'll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn't cost you anything extra, but you'll get SB points for every dollar you spend (on top of the bonus)!

That's it. It's super easy, and Swagbucks is for real. I use it myself, and I earn free gift cards or Paypal every month.  I especially like the CVS gift cards, as you can tell from my other blog Simply CVS, and I also use the Paypal option and other gift cards to purchase items for kids in need, see my blog Simply Shoeboxes for details.

*You must receive your shopping SB before August 1st

Check out more ways to earn at Swagbucks by clicking this link:  How to Earn Free Gift Cards and Cash at Swagbucks Series.

Disclosure:  Links to Swagbucks in this post are my referral links.  Thank you for using my links.  I also earned SB for sharing this promotion.

June 5, 2017

Beginning My Journey of Saving on All Daily Expenses

We have always been a frugal family and most of the articles I find on saving don't relate to us.  We already don't buy Starbucks, we pack our lunches, we clip coupons, we shop seasonal sales, etc., etc., etc.  But I still need to find ways for us to earn and save even more.  So I am on a journey to find ways to save more on my utility bills, groceries and other daily expenses.  As I find tips and ideas I'll share them here so those of you who, like us, feel you have already cut out everything not necessary for survival and still need to save more on your budget, can profit from them, too.

I would love to hear how you save on your everyday expenses.  If you have any tips for us please share them in a comment below.


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