Earning and saving money doesn't come by accident. If all we do is dream of having savings, it will be just that, a dream. To become a reality we must "stay up and work for it." The harder we work, the sooner we will reach our goal.
Sometimes it just takes that first step to get us moving, like saving our loose change. Then it often seems to snowball and our goal is met and surpassed. So next time you are dreaming about having more savings or spending cash, wake up and start working towards your goal.
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